Financial Aid Office

The Board of Governors of the California Community College system offers a fee waiver program for low-income residents of California that are attending a community college. The California College Promise Grant (CCPG) will waive all per-unit enrollment fees ($46 per unit) for an eligible student.  If you need money to help with books, supplies, transportation and other costs, please complete a Free Application for Federal Student Aid (FAFSA) or the California Dream Application (for eligible AB 540 students).  It's OK to file both a CCPG and a FAFSA. We will let you know if you qualify for an automatic  FEE WAIVER.  If you do NOT qualify using the simple online application method, you should file a FAFSA.  Many, many students do not qualify under Methods A or B, but still qualify for a Method C fee waiver and additional financial aid by filing the FAFSA.

Apply now for a California College Promise Grant 

To qualify for the California College Promise Grant [CCPG] Program, you must:

         Be classified as a resident of California or be a non-California resident eligible for tuition exemption AB 540, or AB 1899 student by Admissions and Records,  and for California resident homeless youth as determined by the Financial Aid Office.

     If you have not had your California residency or eligibility status determined by the Admissions or the Registrar or homeless status determined by the Financial Aid Office, see one of those offices to obtain the determination. California College Promise Grant eligibility cannot be determined until your status       has been verified. 
 

        Meet income criteria by:

• o     Providing proof that you are receiving monthly cash assistance from TANF/CalWORKs, SSI/SSP or General Assistance (or, if a dependent student, your parent(s) receive this assistance) or
• o     Establishing that your income (or your parent's income, if you are a dependent student) was within set income standards for the CCPG or
• o     Completing a FAFSA (Free Application for Federal Student Aid) and have remaining financial need or
• o     Being a Congressional Medal of Honor recipient (or dependent); being a dependent of a victim of the Sept. 11, 2001, terrorist attack; having certification from the California Department of Veteran Affairs or the National Guard Adjutant General; or being a dependent of a deceased law enforcement/fire suppression personnel killed in the line of duty that you are eligible for this waiver.

California College Promise Grant Program Part B

These standards are based upon the federal poverty guidelines as published each year by the US Department of Health and Human Services. Under Title 5 of the California code of Regulations, the income standards for the program equal 150% of the federal poverty guidelines for the base year.

These standards are to be used to determine Fee Waiver B eligibility.

What is the Moorpark College Promise?

• First two years free at Moorpark College!
• You can qualify, even if you're not eligible for federal financial aid!

How do I receive the Moorpark College Promise?

• Apply to Moorpark College
• Must be first year/first time student
• Submit a FAFSA or Dream Act application each year
• Add Moorpark College to your FAFSA or CADAA school code 007115
• Must be a California Resident or AB 540 Student
• Enroll full time (12+ units)

How do I receive the Moorpark College Promise in my second year?

• Complete FAFSA or Dream Act applications each year
• Add Moorpark College to your FAFSA or CADAA school code 007115
• Enroll full time (12+ units)
• Must be a California resident or AB 540 student

How do I register for classes?

• Check your VCCCD portal for registration appointment or contact Admissions and Records

Award Notifications

• Moorpark College Promise awards will be posted on your student portal after you have obtained full time enrollment and provided a financial aid application. You will receive an email notification to your my.vcccd.edu email account. You may inquire to the financial aid office if you do not see the award about your eligibility. Awards for future terms may not occur until close to term start and dependent on funding from state legislation
• Monitor your VCCCD portal weekly to be aware of any changes in your status

APPLICATION SEARCH

One application can lead to many scholarship opportunities.
To ensure your application receives full consideration, complete the application by answering as many questions as possible.  The more information you provide, the more opportunities you have to be matched to various scholarships.  Scholarship matches are based on the answers you provide on the questionnaire.  Also, on the essay that will require a personal statement, information on community service, leadership, work experience, and financial need.  You will need to provide an unofficial transcript, a letter of recommendation from a faculty member, counselor, administrator, employer, or co-worker. Scholarship Webpage

How do I receive a Direct Loan at Moorpark College?

1. Complete a Free Application for Federal Student Aid (FAFSA) online at www.FAFSA.gov for the school year you intend to enroll.
2. Complete and/or submit all requested financial aid requirements as listed on your my.vcccd.edu portal.
3. Receive an award notification email indicating that your financial aid file review is complete.
4. Continue to meet the minimum Satisfactory Academic Progress (SAP) standards to ensure eligibility.
5. Enroll in 6 or more degree-applicable units for an eligible Moorpark College program of study during the desired loan application period. 
6. Complete Direct Loan Entrance Counseling online at StudentLoans.gov.
7. Complete a Direct Loan Promissory Note online at StudentLoans.gov.

Are there any other eligibility requirements?

Eligibility is not guaranteed. Applicants must meet all federal aid eligibility requirements. MC reserves the right to refuse to certify a loan under conditions established by 34.CFR 685.301. Borrowing the low-interest, Federal Direct Loan is a privilege. Some conditions for refusing to certify a loan to high risk borrowers include but are not limited to:

• The student is not making progress or enrolled in an eligible degree, certificate or transfer program at Moorpark College. This decision is made independently from the (SAP) Appeal process.
• The student has already borrowed the maximum loan amount appropriate for community college programs.
• The student appears to be or has been in default or delinquent on federal financial aid obligations.
• Notification of previously discharged federal student loans due to disability or bankruptcy.
• Instances of inconsistent, fraudulent FAFSA, or admissions application information.
• The student has a drastic change in requested borrowing amount from previous year(s).
• The student has valid and applicable education for employment and is choosing to pursue another educational endeavor. This decision is made independently from the SAP Appeal process.

FEDERAL DIRECT LOAN INFORMATION

Moorpark College participates in the William D. Ford Federal Direct Loan Program. The U.S. Department of Education is the lender for the William D. Ford Federal Direct Loan Program.

Loans must be repaid with interest so it is important to understand your rights and responsibilities as a borrower. 

Dependent Student

First Year
Base Annual Amount: $3,500
Additional Unsubsidized: $2,000
Total Annual: $5,500
Undergraduate Aggregate Loan Limit $31,000 (no more than $23,000 may be Subsidized)

Second Year
Base Annual Amount: $4,500
Additional Unsubsidized: $2,000
Total Annual: $6,500

Independent Student

First Year
Base Annual Amount: $3,500
Additional Unsubsidized: $6,000
Total Annual: $9,500
Undergraduate Aggregate Loan Limit $57,500 (no more than $23,000 may be Subsidized)

Second Year
Base Annual Amount: $4,500
Additional Unsubsidized: $5,000
Total Annual: $10,500
Undergraduate Aggregate Loan Limit $57,500 (no more than $23,000 may be Subsidized)

Annual Interest Rates

Annual Interest Rates are set each July 1st.

Processing Loans

Loans are processed once you have completed online loan entrance test, and Master Promissory Note, MPN at https://studentaid.gov/mpn/ . Once you've completed these steps expect an email from our office to confirm the amount you'd like to borrow or feel free to call us to discuss.

Maximum annual award for PLUS is the student's Cost of Attendance minus any resources the student has been awarded.  Plus Eligibility is contingent on approved credit which is only valid for 90 days. Do not apply prior to July 1st.  Interest is charged on Direct PLUS Loans during all periods, beginning on the date of your loan's first disbursement.  There is an origination fee.

**Please notify FA office if you are applying for Plus Loan.**

Dependent students whose parents have applied for but were unable to get a PLUS Loan may be eligible to receive additional Direct Unsubsidized Loan funds.

Students must provide a copy of the PLUS credit denial to the Financial Aid Office.

Loan Exit Counseling

Federal regulations require that all student borrowers who graduate, withdraw, or drop below half time enrollment complete Loan Exit Counseling. Always notify your servicer of your current address, phone number and contact information in a timely manner.  The National Student Loan Data System (NSLDS) website has the most current contact information for the Holder/Servicer of your loan(s).

Federal Subsidized Student Loan

Borrowing Limitations

A first-time Federal Subsidized Student Loan borrower is no longer eligible for the Subsidized Student Loan program if he or she exceeds 150% of the published length necessary to graduate.

For more information view the FACT Sheet from the U.S. Department of Education.

References                          

• Government Printing Office: Congressional Public Law 112-141 mandates this change.
• National Association of Student Financial Aid Administrators: Limiting Subsidized Loan Eligibility to 150% of Program Length

Student Loan FAQ

Direct Student Loan Changes

Direct Subsidized Loans are not eligible for an interest subsidy during the six-month grace period.

What is a Subsidized loan?

are loans for which the borrower is not responsible for the interest while the student is enrolled in college on at least a half-time basis, when the loan is in the six-month grace period after the student is no longer enrolled at least half-time, or if the loan is in a deferment status. This provision eliminates the interest subsidy provided during the six-month grace period for subsidized loans for which the first disbursement is made on or after July 1, 2012, and before July 1, 2014. If you receive a subsidized loan during this time frame, you are responsible for the interest that accrues while your loan is in the grace period. You do not have to make payments during the grace period (unless you choose to), but the interest will be capitalized (added to the principal amount of your loan) when the grace period ends. This provision does not eliminate the interest subsidy while the borrower is in school or during eligible periods of deferment.

Welcome Veterans

Thank You for your service!

In addition to the Veteran Educational Benefit programs, the Federal Student Aid programs such as the Federal Pell Grant or low-interest student loans are also available. Veterans benefits are not used to determine need so all veterans are encouraged to apply for the variety of Moorpark College federal and state financial aid programs. It’s free to complete the Free Application for Federal Student Aid (FAFSA) at www.fafsa.ed.gov

Veterans Resource Center

If you are a current or former veteran

And would like more information about Financial Aid at Moorpark College, please contact: Mona Luna, Financial Aid Specialist
Office: 805-378-1462   

Who Can Qualify?

If you are a spouse, child or registered domestic partner of a veteran

You may qualify for fee waiver benefits. If you meet the criteria listed below, complete the California Department of Veterans Affairs college fee waiver program for veterans dependents application at: www.calvet.ca.gov

• Served during the "qualifying war period" and
• Has a service-connected disability, or
• Died while on active duty or as a result of a service-related condition

* Please note dependents of a member of the California National Guard who was killed or permanently disabled while in service to the state may be eligible for similar benefits.

GI Bill Eligibility/Benefits

Active Military Service & Education Loan Deferments

The borrower of an education loan, may be eligible to postpone repayment of that loan for up to three ( 3 ) years if serving on active duty during—

• A war or other military operation,
• A national emergency, or
• If performing qualifying National Guard duty under the same circumstances.

Note: For PLUS Loans, only principal is deferred – interest continues to accrue.

To see if your service qualifies you for a deferment of your loan payments, contact—

• Your lender and/or your loan servicing agency and request a military deferment or forbearance
• The United States Department of Veterans Affairs

For additional information, visit the following Web sites:

The United States Department of Veterans Affairs
The California Department of Veterans Affairs
*** Important information for U.S. Armed forces student loan borrowers ***

Transitioning into college life

is not always easy. We are here to support you.

Here are some additional agencies to help you with the transition process. 

Graciela Sanchez

Alphabetical caseload with last name  beginning with D,U, V, W, X, Y, Z
Financial Aid Specialist, Dreamer student liaison and Bilingual Spanish speaking assistance. 
Make an appointment or call (805) 553-4705 or email gsanchez@vcccd.edu

Anaisa Alonzo

Alphabetical caseload with last names begins with letters  J, K, L and Ma-Mc
Financial Aid Specialist, Foster youth, former foster youth, homeless youth, Nursing and RadTech student liaison. Make an appointment or call (805) 553-4701 or email aalonzo@vcccd.edu

Ramona Luna

Alphabetical caseload with last names begins with letters B and C

Financial Aid Specialist, Veterans and EATM student liaison.
Make an appointment or call (805) 553-4704 or email rluna@vcccd.edu

Rowella Stofka

Alphabetical caseload with last names begins with Q, R, S. 

High School students and parents, High School at Moorpark College, 
Financial Aid Specialist, dual enrollment liaison. 

Make an appointment or call (805) 553-4708 or email rstofka@vcccd.edu

Alicia Trejo

alphabetical caseload with last name begins with letters  E, F, G & Ha-Hen
Financial Aid Specialist, Honors  and PACE liaison.
Make an appointment or call (805) 553-4710 or email alicia_trejo1@vcccd.edu

Rosleen Aurora

Alphabetical caseload with last name begins with letters Md-Mz, N, O and P
Financial Aid Specialist, Athletes liaison. Multilingual speaking assistance in Hindi, Punjabi, and Urdu.

Make an appointment or call (805) 553-4691 or email raurora@vcccd.edu 

Vanessa Roberts

Alphabetical caseload with last name begins with letters A, Her-Hz, I, and T
Financial Aid Specialist, ACCESS and Stem Impact liaison.
Make an appointment or call (805) 553-4706 or email vroberts@vcccd.edu

Join our Financial Aid Canvas page  for up to date information regarding financial aid.

FAFSA
Application for the Free Application for Federal Student Aid
(Free Application for Federal Student Aid) PH: 800-433-3243

California College Promise Grant 
PH: 800-468-6927

CSAC (California Student Aid Commission)
Learn more about state financial aid and the Cal Grant Program! PH: 888-224-7268
and 916-526-7590

BankMobile Disbursements
VCCCD Debit card for Financial Aid Disbursements PH: 877-405-5434

The Student Guide
The most comprehensive resource on student financial aid from the US Department of Education, including Federal Pell Grant, Federal Stafford Student Loans and Federal Work-study

Studentloans.gov
Entrance Counseling and Master Promissory Note

NSLDS
The US Department of Education’s NSLDS website allows students to check on their financial aid status. PH: 800-999-8219

FastWeb
The largest FREE scholarship database in the nation.

FASTaid
Another great source for FREE scholarship information

IRS.gov
Order IRS tax transcript for Financial Aid purposes. PH: 800-829-1040

www.ss.gov
Local Social Security Office: 322 E. Thousand Oaks Blvd suite 110, Thousand Oaks, Ca. 91360

www.sss.gov
Online registration for selective services

FAFSA/CalFresh/Dream Act Workshops

LOAN Workshops

Financial Aid Workshops:Cash for College

Online Workshops

FAFSA/CalFresh/Dream Act WORKSHOP HOURS online by appointment

TO APPLY FOR CALFRESH

STUDENTS' MUST MEET ONE OF THE REQUIREMENTS 

• Working and getting paid for an average of 20 hours per week OR a total of 80 hours a month on average.

• Approved (or awarded or accepted) for federal or state work study, anticipates working, and has not refused a work assignment (can still be eligible even if a work study job has not begun or is not currently available).

• Students attending CSU or UC, receiving Cal Grant A OR B, and falling within the following qualifications : un-married; AND 25 years of age or younger; AND household income less than $50,000.

• Enrolled in a state funded program that increases employability (EOP, EOPS, WIOA, DSPS, CARE, UC McNair, Puente Project, or MESA)***

• Enrolled in a program that increases employability for current and former foster youth (Guardian Scholars, FYSI, CAFYES, ETV or Extended Foster Care)***

• Exerting parental control over a dependent household member under the age of 6 OR between the age of 6 and 12 with no adequate childcare (as determined by the county on a case-by-case basis).

• Single parent of a dependent  household member under the age of 12 and enrolled in at least 6 units

• Participating in the CalFresh Employment and Training Program (CFET) or Job Opportunities and Basic Skills (JOBS), or be a recipient of CalWORKs or Aid to Families with Dependent Children (AFDC).

The FAFSA and CalFresh (Free Application Federal Student Aid) workshop is designed to assist Moorpark College Students in filling out and submitting their FAFSA and CalFresh Application.

FAFSA overview tutorial

It is recommended you obtain an FSA ID prior to attending a workshop.

Apply for Financial Aid

The Free Application for Financial Aid (FAFSA) is an online application that will help you be considered for some financial aid programs. You must complete this application every award year.

Apply for an Enrollment Fee Waiver

The California College Promise Grant program determines if you qualify to have your enrollment fees waived. This fee waiver is for California residents only. *Note if you have completed a FAFSA you have already applied and don’t need to do a separate application for Enrollment Fee Waiver.

Apply for State Financial Aid through a Dream Act Application

This application is used to determine the eligibility of AB 540 [undocumented] students for California student financial aid for the school year. The California Student Aid Commission will process this application. Any aid offered can only be used at eligible California institutions. The information on this form will be used by the California Student Aid Commission to determine eligibility in the state Cal Grant program and Promise formerly known as BOG Fee waiver.

Cal Grant GPA Verification Form

To be considered for a Cal Grant award, you must have completed both of these application requirements by the March 2, or September 2, deadline:

1. Submitted a Free Application for Federal Student Aid (FAFSA) or a California Dream Act Application.

2. Ensured that a certified Grade Point Average (GPA) was submitted to the California Student Aid Commission (Commission).

The Commission will not process any GPAs that may have been submitted in prior years. In order for a student to be considered for a Cal Grant award, a new GPA form must be received by the Commission by the stated deadline.

Apply for a Chafee Grant

The California Chafee Grant Program gives free money to current or former foster youth to use for vocational school training or college courses. To qualify, you must be a current or former foster youth, must have established court dependency at any time between the ages of 16 and 18, and must not have reached your 22nd birthday as of July 1st of the award year.

Financial Aid Forms

Additional forms may be necessary to complete your financial aid application. Please only submit requested forms. If we request additional forms, they will appear in your student portal.

Improve your Financial Wellness

As you embark on your college journey, it’s important to understand how money really ‘works.’ Now is a great time to learn about making money, managing money, saving money – and how to make informed decisions about money. CashCourse is your real-life guide to taking charge of your money. It provides you with the online personal finance tools to help you build real-life-ready financial skills. In addition, you can learn about financial aid basics and research scholarships.

Financial Aid TV (FATV)

Financial Aid TV (FATV) provides current and prospective students and families with instant 24/7 access to short videos that discuss important financial aid topics such as:

• Applying for financial aid

• Financial aid eligibility

• Types of financial aid (e.g. grants and loans)

• Financial literacy

• Satisfactory Academic Progress

• Veteran’s Information

Why wait in line at the financial aid office? Click on FATV to get quick and easy-to-understand answers to many of your general financial aid questions!

Online Financial Aid Counseling

Online financial aid counseling provides you ways to complete workshops online. You can complete Financial Aid Introduction, Applying for Financial Aid, Student Loan Basics, Private Loan Counseling, Education Tax Benefits, Financial Wellness topics such as Credit Cards, Credit Scoring, Education Tax Benefits, Money Basics, Important Financial Terms, Saving Money, Understanding the Pell Lifetime Eligibility Used (LEU) and its Effects, Information on the 150% Loan Limit Rule, Veterans Post 9/11 GI Bill, Satisfactory Academic Progress [SAP] counseling sessions. Please visit the link above to learn more.  .

Register for Selective Service Online

To receive federal student aid, students must be registered with Selective Service if the student is male, at least 18 years old, and born after December 31, 1959.

Moorpark College Online Orientation

Moorpark College is committed to helping you achieve your academic success. We have developed our orientation program to provide you with an introduction and the necessary tools to get you started.  This orientation is considered a student’s first counseling contact. Please allow at least one hour to effectively complete this orientation.

Salary Surfer

As students and their families make important decisions about investing their time and money in pursuing a college education, the California Community Colleges Chancellor’s Office is making available for the first time comparative information about the earnings of recent graduates who received an award in a specific program area at California community colleges.

The Salary Surfer uses the aggregated earnings of graduates from a five year period to provide an estimate on the potential wages to be earned two years and five years after receiving a certificate or degree in certain disciplines. This tool also provides information on which colleges offer programs in those specific disciplines. The Salary Surfer does not contain information about wages earned by community college students who transfer to a four-year institution.

While it is useful to know the potential earnings after receiving a certificate or degree, other important considerations, such as personal interest and skill, should be used in selecting an educational program.

Financial Wellness Cash Course

Your Real-Life Money Guide

When you’re a student, it can feel like money is always tight. You’ve got bills, rent, and tuition to pay, and you want to have enough money for fun, too. So how can you get on the right path to a great financial future, while making your money count today?

CashCourse real-life guide: Take charge of YOUR money

Our online personal finance tools help you build real-life-ready financial skills. Please visit Cash Course to find out more about getting your finances in order and learn about financial aid basics and options.

Frequently Asked Questions

Is the Financial Aid Office closed?

No, The Financial Aid Office remains open and ready to assist you in person, via phone and on-line methods .  Please refer to our website for the latest announcements, office hours and contact numbers.

Can I use my financial aid to purchase a computer/laptop?

Yes.  Your financial aid can be used to purchase a computer to help you with your educational needs.

I do not have a laptop for online courses, what can I do?

Moorpark College has a laptop lending program administered through the library.

I just completed my financial aid requirements; will I receive financial aid?

It is extremely important that once all requirements are completed, you monitor your portal weekly for updates on your status.

If eligible, an award notification email will be sent to your my.vcccd.edu account once the file review process is complete.

Is it too late to apply for financial aid?

No. Financial aid applications for the current academic year can be completed up until June 30th. We strongly encourage you to apply today!  Please visit our website for more information on how to apply.

What happens if I am unable to continue attending school?

We strongly recommend you talk with your instructor(s) before you withdraw from your class(es).  We also ask you contact the Financial Aid Office so we can discuss how this will affect your current and/or future financial aid eligibility.  Lastly, we recommend you speak to your academic counselor and the Admissions and Records Office to discuss any other alternatives that may be available.

Will I have to repay my financial aid if I stop attending, completely withdraw or fail all of my classes this semester?

If you stop attending, completely withdraw or fail all of your courses you may not be eligible for the full amount of financial aid funds that you were originally scheduled to receive. The Financial Aid Office will determine the amount of aid you have “earned” and/or the amount you may owe.  See Return of Title IV Funds (R2T4) for more information.

I work under Federal Work-study, can I continue working if my classes are now online?

Yes, if you work for a department that continues to operate and needs your services, you can continue to work and receive payment for hours worked.

Is there financial aid available to me if I lose my job or income due to the coronavirus closures?

Yes.  The Financial Aid Office can assist you with your financial aid application or help you identify additional resources that may be available to you.

• How do I apply for financial aid?
• Who's my parent?
• What is a California College Promise Grant ?
• What are grants?
• What are financial need, Cost of Attendance (COA), and Expected Family Contribution?
• How do I know if am a Dependent or Independent student?
• What is Work-Study?
• Did you know?
• How do I communicate with the Moorpark College Financial Aid Office?

Moorpark College Financial Aid is open and here to meet all student needs.  We recommend you regularly check your MyVCCCD student portal for updates or changes to your financial aid.

We offer programs and services to help meet some of your educational costs. Financial aid applications are accepted throughout the academic year but we encourage you to apply as soon as possible.

The Financial Aid Office is comprised of dedicated financial aid professionals committed to serving students and provide them information to secure the necessary financial resources to meet their educational objectives. Financial aid awards are subject to availability of funds, eligibility for funds, enrollment status and financial need.

• Provide student centered service, information, and identify financing options to students seeking financial assistance

• Maintain efforts to minimize the student loan default rate

• Identify, outreach to, and increase both financial aid participation and student access to locally defined un-served,  under-served, and DI student populations

• Increase awareness on campus and at local high schools of financial aid

Students learning outcomes:

• Students who attend an application assistance session will be able to identify financial aid resources for which they may qualify, know the importance of applying early, learn how to complete & submit applications, and meet deadlines.

• Students who complete online SAP counseling session will demonstrate knowledge and understanding of the Satisfactory Academic Progress "SAP" standards for maintaining financial aid eligibility and apply that knowledge to their academic situation and/or circumstances.

• Students who take out a loan will gain understanding of the requirements, rights and responsibilities, and repayment obligations associated with acquiring a federal student loan.

Moorpark College Mission

Grounded in equity, social justice, and a students first philosophy, Moorpark College values diverse communities. We empower learners from local, national, and global backgrounds to complete their degree, certificate, transfer, and career education goals. Through innovation and customized student support, our programs are designed to achieve equitable outcomes